The IRIS investment philosophy reflects a “Reinsurer’s approach” to capital markets—rooted in discipline, risk awareness, and selective deployment of capital.

It combines: 

• A prudent framework focused on capital preservation through real diversification and precise identification of worst-case scenarios.
• An opportunistic deployment strategy, where capital is invested only when risk/reward conditions are compelling—typically during imbalances in supply and demand. This means that portfolios are not always fully invested, and cash allocations may be significant when justified by market conditions.

         See solutions for Well Informed Investors.

 

IRIS solutions have been successfully implemented within the P&C insurance market to date, providing insurers with practical ways to: 

• Significantly enhance investment returns net of capital charges associated with alternative assets, and/or 
• Replace cash, money market, or short-dated T-bills with yield enhancement solutions in the context of “trapped assets” and posted collateral. 

 

These solutions give investors access to absolute return strategies designed to generate additional yield (typically +3% to +5% over government bonds), while embedding capital and downside protection mechanisms that help reduce Solvency Capital Requirements (SCR) under frameworks like Solvency II or for rating agency models. See solutions for General Insurers.